According to ATTOM Data Solutions U.S. Pat. According to the Home Equity and Underwater Report, 39.5 percent of U.S. household loans were expected to have the same amount in the third quarter, meaning the amount involved not more than 50 percent of their market value.

The share of successful loans in the third quarter of 2021 – every third – increased by 34.4% in the second quarter of 2021 and by 38.3% in the third quarter of 2020.

The report also shows that in the third quarter of 2021, only 3.4 percent of mortgage debt, or one in twenty-nine, was high, and a mixed budget was adopted from the world war. It fell from 4.1 percent of all U.S. households in the first quarter to 6 percent from 17 percent last year.

From the second half of 2021 to the third quarter, 46 states grew across the country, including the District of Columbia, while the sector was submerged in 39 regions and submarines sank in 47 states, including the District of Columbia. Colombia.

The corrections at the end of the equation show quarterly earnings for the first two years and give another indication that the US real estate market will remain stable in the third quarter. at the beginning of last year.

The six-month increase from July to September was due to a 4 percent and 16 percent rise in house prices across the country in one year. The middle mountains grow about 10 percent a year in two of the country’s three metropolitan areas. Repayment rates increased steadily as the gap between debt and homeowner burglary widened.

Over the past year, prices have continued to rise, with housing prices and the desire of many families to flee the affected areas. This has led many realtors over the past year and a half to look for real estate supply, with demand growing and real estate growth.

Some signs of a downturn in the market have recently emerged in the form of falling prices for housing, government buildings, and barriers. However, the price of the third quarter and the same currency shone as a good example of the realization of the retail market in the next decade.

ATTOM CEO Todd Teta said: “Homeowners in many parts of the United States can sit and smile at a third party and see their prices rise as prices rise. And the coronavirus is still a major global epidemic.”

Western and southern states show the biggest improvement in the equity-rich share of homes

The eight of the 10 largest states where the share of mortgages increased from the second quarter of 2021 to the third quarter of 2021 were in the west and south. The largest increase was recorded in Utah, where the share of mortgage-backed homes rose from 45.5% in the second quarter of 2021 to 60.9% in Arizona in the second quarter (over 39.7%). At 53.2 percent. Idaho (above). 54.2% to 65.1%), North Carolina (over 28.4% to 38.6%) and Nevada (an increase from 34.9% to 44.9%).

The states where the mortgage share fell the most between the second and third quarters of this year were Kansas (down 31.4% to 27.1%), Wyoming (down 29.5% at 25.8%), and Mississippi (down year-over-year). ). previously) … from 29.5% to 25.8%). From 26.6% to 23%, in Montana (from 40.8% to 38.5%) and California (from 53.8% to 52.1%).

South and Midwest show largest declines in underwater properties

The ten states where the number of mortgage-backed homes declined the most between the second quarter of 2021 and the third quarter of 2021 were in the South and Midwest. They were led by West Virginia (the share of underwater mortgages fell sharply from 11.7% to 7.1%), Ohio (from 7.8% to 5.4%), Arkansas (8.8% to 7%), Michigan (5.4 percent drop).)). 3.7 percent) and Kentucky (7.7 percent to 6.2 percent).

The states with the largest increase in the share of underwater households from Q2 to Q3 2021 were Mississippi (over 7.6% to 17.7%) and Wyoming (over 3.6% to 11, 5%). Reputation (over 3.4 percent) percent). 5.8%, Kansas (up 4.6% to 6.7%) and Montana (up 3% to 3.6%).

Largest shares of equity-rich homes still in West; smallest in Midwest and South

In the third quarter of 2021, there were still many more equally wealthy properties in the West than in other areas. Eight of the ten largest states in the third quarter were led by Idaho in the West (65.1% of mortgages). ) households were also wealthy in Vermont (61.2%), Utah (60.9%), Washington (56.2%), and Arizona (53.2%).

Of the thirteen states, the 15 states with the lowest holdings in the third quarter of 2021 were located in 13 states in the Midwest and South, led by Louisiana (19.8% of mortgaged homes), Illinois (21, 5%), Alaska (23 Mississippi (23)). 23%) and Oklahoma (24.7%).

Of the 106 statistical metropolitan areas of more than 500,000 inhabitants, 14 of the 15 in the third quarter of 2021 had the largest share of mortgage loans in the West. The top five included Austin, TX (66.9% of stock); Boise, ID (66.7%); San José, California (65.8%); Ogden, UT (62.8%) and Spokane, WA (62.2%). While Austin again led the lunch, Boston, MA (48.9%) remained the leader in the Northeast, and the highest subway in the Midwest was still Grand Rapids, MI (44.8%).

The 10-meter areas with the least wealthy real estate in the third quarter of 2021 were in the Midwest and South, led by Jackson, MS (10.2% of mortgaged homes were also wealthy); Baton Rouge, LA (16.2%); Wichita, KS (17.6 percent); Little Rock, AR (20.2%) and Virginia Beach, VA (21.5%).

The share of wealthy mortgage households increased from the second quarter of 2021 to the third quarter of 2021 in 95 of the 106 metropolitan areas analyzed (90%), while in all but two (98% improvement over the same period in 2021 ).

Top equity-rich counties still clustered in the West region

In the 1,605 provinces where 2,500 homes were sold in the third quarter of 2021, 15 were among the richest in the west.

The shares with the largest share of wealth were MA Nantucket County (76.6 of total wealth); Blaine County, ID (north of Twin Falls) (74.5 percent); Dukes County (Martha Vineyard),.

The lowest stock areas were Campbell County (Gillette), WY (7.3 of the total economy); Geary County (Junction City), KS (7.4 ); Madison County, MS (north of Jackson) (8.2 percent); Hoke County, NC (excluding Fayetteville) (9.6 ) and Cowley County, KS (excluding Wichita) (11 percent).

At least half of all properties considered equity-rich in over 1,900 zip codes

The U.S. Pat. Of the top 50, 45 were in California, Texas, Massachusetts, and Idaho, and 11 out of 20 were in Austin. TX. They were regulated by zip codes 78746 Austin, Tx (80.5 percent of buildings were filled with equivalent items); 94122 San Francisco, CA (80.1 percent); 78749 Austin, TX (79.7 percent);

Highest seriously underwater shares still in South and Midwest

Nine out of ten states with the highest levels of underwater marijuana in the third quarter of 2021 were south of the Midwest, led by Mississippi (17.7 percent underwater), Wyoming (11.5 ), Louisiana (10.7 ), Iowa (8.4 ). ) and Illinois (7.6 ). The lowest divisions were in the West, led by Washington (1.2 percent), Utah (1.2 percent), Oregon (1.3 percent), Arizona (1.3 ), and Nevada (1.4 ).

Among the 106 urban areas with more than 500,000 inhabitants, Jackson, MS (37.3%) is among the most active in mortgage lending in the third quarter of 2021; Baton Rouge, LA (11.6 percent); Wichita, KS (8.7 percent); Scranton, PA (8.4 ) and New Orleans, LA (8.2 percent).

Of the 106 metropolitan areas, 93 (88 percent) showed a decrease in the number of wet buildings from the second quarter to the third quarter by 2021. Groundwater levels are low.

More than 25 percent of residential properties were seriously underwater in just 27 zip codes

the U.S. zip code of 8,657, which had up to 2,000 homes and loans in the third quarter of 2021, only 27 more than 25 were flooded. The 27 children were in Cleveland, OH.

The five largest real estate segment zip codes in the third quarter were 04330 Augusta, ME (72.5 of real estate was flooded); 66441 Junction Citys, KS (64.9 ); 39046 Canton, MI (48.9 ); 44108 Cleveland, OH (47.7 ) and 39401 Hattiesburg, MI (47.4 ).

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